Know More
About Us.
We love helping our clients protect their investments.
Why We Stand Out
We have over 22 years of experience in every facet of the Real Estate Title Insurance business. We are a proud agent for Old Republic National Title Insurance Comapny, The Secuirty Title Guarantee Corp of Baltimore and Westcor Land Tite Insurance Co.
Let us show you how we can help protect one of the largest assets you own.
We provide comprehensive title insurance protection and professional settlement services for home buyers and sellers, real estate agents and brokers, mortgage lenders, commercial property professionals, home builders and developers to facilitate real estate purchases, construction, refinances or equity loans.
From Manhattan to Montauk, from Syosset to Woodmere. From Port Jefferson to Purchase – we know the Title Insurance business from every side. We bring a boutique feel with a corporate approach to handle thorough title searches, title clearance and title insurance policies. Our procedures and work ethic helps to produce clear property titles and enable the efficient transfer of real estate.
A Few Words About Us
We are a full service title agency working with all properties throughout New York.
Broad Hollow Title Agency helps home buyers, sellers, real estate agents, brokers, mortgage lenders, commercial property professionals, home builders and developers close transactions.
Why Title Insurance?
For most, buying a home is the single largest financial investment they will ever make. And while property ownership may seem very straightforward, a home buyer’s rights to enjoy their property aren’t always as clear.
There are dozens of ways in which the title to (and ownership of ) a property can be jeopardized. The title insurance process helps reduce the likelihood that title issues will arise, and the policies subsequently issued help protect against loss when a buyer’s ownership rights are challenged.
The Core Of What We Do.
The primary purpose of title insurance is to eliminate risks and prevent losses caused by defects in title arising out of events that have happened in the past. This is where the title search and exam – the first steps in the title insurance process, are critical.
We search and examine various public records to find and isolate title risks. This is intricate and tedious work, as information can be missing or filed inconsistently. Broad Hollow Title examines documents such as judgments, liens, general taxes, utility assessments, as well as many others. In certain transactions, real property characteristics may also be evaluated, which include zoning, location, surveys, improvement type, and more.
Additionally, these searches serve to identify any potential title risks, such as unreleased mortgages, mechanics’ liens, tax judgments, outstanding child support liens, pending bankruptcy or divorce proceedings, probate issues and the like.
The 2 Types of Residential Title Insurance Policies
Owner’s Policy
For a one-time premium (paid at closing), an Owner’s Policy protects the homeowner from enumerated title risks for as long as the insured (or their heirs) owns the property. Extended policies and expanded coverage can also be issued to address title issues that may arise after the policy date, including false claims by others, encroaching structures built by neighbors, and more.
Loan Policy
A Loan Policy is generally required by lenders (and purchasers of loans in the secondary mortgage market) to help protect against unforeseen title problems. While an owner’s policy covers the purchase price of the home, the lender’s policy covers the amount of the loan on the property. This policy may insure that the lender has a lien that is valid and enforceable, and that the lender’s lien has priority over other liens. Extended policies and expanded coverage options are also available to lenders.
Why Title Insurance?
For most, buying a home is the single largest financial investment they will ever make. And while property ownership may seem very straightforward, a home buyer’s rights to enjoy their property aren’t always as clear.
There are dozens of ways in which the title to (and ownership of ) a property can be jeopardized. The title insurance process helps reduce the likelihood that title issues will arise, and the policies subsequently issued help protect against loss when a buyer’s ownership rights are challenged.
The Core Of What We Do.
The primary purpose of title insurance is to eliminate risks and prevent losses caused by defects in title arising out of events that have happened in the past. This is where the title search and exam – the first steps in the title insurance process, are critical.
We search and examine various public records to find and isolate title risks. This is intricate and tedious work, as information can be missing or filed inconsistently. Broad Hollow Title examines documents such as judgments, liens, general taxes, utility assessments, as well as many others. In certain transactions, real property characteristics may also be evaluated, which include zoning, location, surveys, improvement type, and more.
Additionally, these searches serve to identify any potential title risks, such as unreleased mortgages, mechanics’ liens, tax judgments, outstanding child support liens, pending bankruptcy or divorce proceedings, probate issues and the like.
The 2 Types of Residential Title Insurance Policies
Owner’s Policy
For a one-time premium (paid at closing), an Owner’s Policy protects the homeowner from enumerated title risks for as long as the insured (or their heirs) owns the property. Extended policies and expanded coverage can also be issued to address title issues that may arise after the policy date, including false claims by others, encroaching structures built by neighbors, and more.
Loan Policy
A Loan Policy is generally required by lenders (and purchasers of loans in the secondary mortgage market) to help protect against unforeseen title problems. While an owner’s policy covers the purchase price of the home, the lender’s policy covers the amount of the loan on the property. This policy may insure that the lender has a lien that is valid and enforceable, and that the lender’s lien has priority over other liens. Extended policies and expanded coverage options are also available to lenders.
